ABOUT
Built by someone who spent
18 years in institutional
credit.
Palm Finance wasn't built by engineers studying credit from the outside. It was built by a credit professional who spent nearly two decades inside the institutions it serves — and saw the same workflow inefficiencies repeat across every institution.
Dustin Knoop, CFA
Principal - Palm Finance Strategies LLC
Dustin spent 18 years in leveraged finance and credit risk across five major financial institutions — rising to Head of Leveraged Finance Credit. He underwrote and monitored hundreds of leveraged credits, led analyst teams, and oversaw multiple global rollouts of financial tools across tier-one investment banks.
Across every institution — each with its own culture, technology, and processes — the underlying challenges were the same: analysts building models from scratch, quarterly reviews assembled manually, and portfolio risk managed through disconnected spreadsheets. The platforms changed. The inefficiencies didn't.
"I spent 18 years watching brilliant credit analysts spend most of their time on process instead of judgment. That's the problem Palm Finance was built to solve."
— Dustin Knoop, Principal
Palm Finance was built on a simple thesis: credit teams should spend their time on credit — not on maintaining spreadsheets. Everything in the system — the model, the portfolio layer, and the AI roadmap — follows from that.
DK
Principal
Palm Finance
Strategies
The only system built for the full credit lifecycle
WHY PALM FINANCE
From initial underwriting through ongoing portfolio monitoring — one architecture, end to end.
The credit software market is full of tools built from the outside. They look good in a demo, but break down in real workflows — quarterly reviews, credit committees, regulatory examinations. Most address one part of the problem. None cover the full lifecycle.
What credit teams actually needed was a standardized LBO model — one system every analyst works from, that rolls forward in minutes and produces every required output automatically. Custom-built. Refined over five years across more than a thousand transactions.
The portfolio layer is what that model makes possible. When every credit runs on the same architecture, aggregation becomes automatic — covenant tracking, risk distribution, early warning flags, and regulatory documentation all flow from the same standardized foundation.
That's what Palm Finance is.
The only custom-built system designed to cover the full credit lifecycle — from deal underwriting, streamlined counterparty monitoring, to portfolio intelligence. End to end.
The AI layer completes the picture. Palm Finance is built for AI to operate alongside the system — not inside it. Your existing AI workflows integrate with the standardized data layer today. Our own AI workflow for financial spreading and commentary is in development — analyst-reviewed, off to the side, with zero risk to the underlying model or audit trail.
75%+
Time reduction on initial model construction and quarterly reviews
$1M+
Estimated annual savings fo a mid-size credit team
1,000+
Transactions the model has been refined across over five years
THE MISSION
"Credit teams should spend their time on credit — not on spreadsheet maintenance."
Palm Finance exists to give credit teams the infrastructure they've always needed — standardized, automated, audit-ready, and built for the environment they actually operate in.
What working with Palm Finance actually looks like
HOW WE WORK
This isn't a software sale. It's a white-glove system implementation led by an MD-level credit executive with direct experience deploying this system across global, tier-one financial institutions. Every engagement is fully customized to your portfolio structure, capital markets exposure, and reporting requirements — with comprehensive training for your entire team, from analysts to senior officers.
01
MD-level implementation oversight
Every engagement is overseen by a senior credit executive with direct experience rolling out financial systems globally across tier-one institutions. The expertise that shaped the product is the same expertise that delivers it.
02
Fully customized to your book
Every implementation is configured to your specific capital structure types, covenant frameworks, and reporting requirements. You get a system that fits your portfolio — not a generic template applied to a new logo.
03
Comprehensive team training
Full training for your entire team — analysts, officers, and senior management. Resource guides, video tutorials, and live demonstrations. New hires trained faster. Institutional knowledge retained in the system, not individual spreadsheets.
04
Perpetual license — one-time investment
Your organization receives a perpetual license. No recurring SaaS fees, no per-user pricing, no risk of annual rate increases. A single investment that pays for itself in the first year through operating efficiencies alone.
05
12 months of dedicated oversight
Full implementation support for the first six months — customization, live demonstrations, real-time modelling support, and optional model review. Continued advisory oversight through month twelve. You go live with confidence.
06
AI-ready on your timeline
The architecture integrates with your existing AI workflows today. Our own AI spreading and commentary workflow is in development — analyst-reviewed, off to the side of the model, zero hallucination risk to your credit data.
See your credit workflow on a standardized system.
Schedule a demo and we'll walk through the full platform — model, portfolio intelligence, and AI roadmap — using your actual portfolio structure.
18 years of institutional credit experience. Refined across 1,000+ transactions. Built for the workflows you run every day.